Good news is that we have not incurred any new debt through all of these unexpected life changes. Which is awesome. I can't even explain how awesome it feels to have not incurred new debt, to have (so far) met the financial challenges and to have started changing our lifestyle to be in line with our income!
School started for me last week which means I am feeling more productive. The girls have started cheerleading which is four nights a week for practice right now. They love it and the parents of the other girls on the team are awesome. Both mom's and dad's come out to practices and we all sit together and laugh and talk and we are even learning all the cheers as well.
I talked with my advisor and it looks like I am on course to graduate in May which is both a wonderful feeling and a scary one. With the way things are in this "economy", it is a scary thought to go out and find a job in my field of study. Most of the people I know who graduated this past May are having trouble finding employment, so I have some reservations about it. However, graduating with a four year degree in three and half years is a wonderful feeling! I haven't even finished yet, but the sense of accomplishment that I am feeling is awesome! Even better is that I can use this feeling to motivate me towards becoming debt free. It may take a few years, but earning a degree takes a few years as well and I am doing that, so I should be able to do anything that simply takes time!
Although I have made considerably less at the new bar than I did at my old bar, I have made enough money to make it through, at least for the month of September. As it stands, I have $32 after paying all the bills and thats before taking into account my hourly pay for the last three shifts I have worked plus the last two I have before the end of the month and before the tips I will make these last two shifts. This also takes into account paying a third of my tuition in the month of September with cash. As long as things stay constant, I should be able to pay all of my tuition with cash.
I also still have my buffer in my checking account intact for yet another month which I am very excited about.
So, although not much has been done in the way of debt reduction, there are still things to be excited about and to be proud of. One day at a time I will get this done. It is just going to take a little patience and, of course, budgeting!