Tuesday, May 19, 2009


Get into a car accident. Ever. Especially when trying to get out of debt.

Thankfully everyone is okay and no one even sustained minor injuries. But the car? Poor baby.

So, it'll cost me $500 for the deductible. The rental car coverage only covers 80% and only up to $500, so I should have to come out of pocket no more than $150 for that.

Oh and that pesky citation I got from the friendly police officer who was most kind to not mention my awesome High School Musical pajama pants. (Hey, I was just running the kids to school! I had already dropped them off, thank goodness!)

Not really sure how the wreck happened. I applied the brake. The brakes did not stop the car in time. I started to apply them in what should have been ample time to stop the car. When the car wasn't stopping, I pumped them harder. I heard the tires squeeling. At that moment, I knew I was going to hit someone's car - either the one stopped in front of me or the one coming towards me in the oncoming traffic lane. I guess you could say I choose to hit the car in front as opposed to swirving into oncoming traffic.

In the big scheme of things, the damage is not too terrible. My car will go into the shop June 1st (the fastest they can get to it) and should be available for pickup on the 5th.

What really sucks is that I am leaving Thursday for the vacation with the parents and I am going to have to drive a rental car down there. I did get unlimited mileage, I would just prefer to drive my own car. But alas, I can't due to the thing being all bent up. So I will stop my whining. I am darn lucky I was on a residential street to start with and that I am not a speed demon. It could have been a lot worse. (I hit the stopped car at about 7 miles an hour. Doesn't sound really fast, does it? Well, 7 miles an hour damages the hood, grill, bumper and the left headlight.)

Oh me oh my. What is a girl going to do? I was hoping to be able to make it into the $18,000's by the end of this month, but it doesn't look like that is going to happen now. :( Bummer. At least I don't have to add to the debt, though. Which is always a great thing.

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