Projection

By the end of May, my total credit card debt will be down to $19,336.

That's OK.

I would prefer it to be down to $18,999. That's in the EIGHTEEN THOUSANDS BABY!

I am challenging myself to come up with an extra $337 in the month of May. Of course, my budget is already set at a zero balance for the month, but there are still things that may come in that I do not include in the budget until I actually receive them.

Like child support, for instance. I would love to say that I receive each and every month in a certain amount on a certain date, but the fact is that I do not. Therefore, I do not include any child support in the budget until I actually receive it.

I am also hopeful that what I have budgeted for utilities is more than the actual amount like last month. It may not be a whole heck of a lot of difference, but each and every dollar will make a difference.

Plus, with some time off of school between Spring and Summer semesters, I can go through some of this crap (I mean, wonderful things taking up all the space in my garage!) and start listing them for sale via Ebay, cosignment shops, and possibly a garage sale, although they may have to wait until June.

So, today I start the challenge of finding an extra $337 this month to get that total debt down to $18,999!!!