Outlook

I ran some numbers and I need to average $195 a shift to make my May budget goals. This, of course, includes my debt "snowball" I would like to send.

I should be able to average this amount for the rest of my working shifts. If I am off a bit, it will mean that I will not be able to send as much as a snowball. I will pay my four walls first, then fund my sinking funds, then apply the rest towards debt.

As long as I have the budget sinking funds funded, it should stem any reason to potentially need to use the credit cards. Perhaps my snowball will not be as large as I like, but at least I will not be adding to the debt.

Of course, I certainly hope that I make enough to meet my goals.