Membership Fee

I checked my Capital One online statement last night and to my suprise, I see a $19 charge for a Capital One "Membership" fee.

Now, I have never had a membership fee with this account, nor do I recall receiving anything in the mail stating that I would start having one.

I am a bit upset about this. I am already paying interest, now they want to get more money from me? Really?

I sent them a message via the website inquiring about this. Since it was about 4 in the morning when I saw the charge, (after I got home from work) I really didn't feel like calling and being put on hold for who knows how long.

I will be calling tomorrow to talk to a live person so they can explain this charge to me.

Thankfully, this debt should be gone no later than July, so if the charge is a monthly one, I will not pay more than 3 months of this fee.

The whole thought of this is making me look at my budget even closer, seeing if there is anyway I can get rid of this debt even faster. There are some things I could look into selling, although I don't know if I can come up with an extra $800 by selling things. But I really want Capital One gone now, more than I did before.